California ObamaCare

In March 2010, President Obama’s Healthcare Reform Act was signed into law. This Act was designed to reduce healthcare spending in the United States and ensure all Americans have access to affordable medical services. The following is an overview of this plan and the basics of enrolling.

What Is ObamaCare in California?

ObamaCare is the term used to describe the Patient Protection and Affordable Care Act or PPACA. While this plan was signed into law in 2010, it was not upheld by the Supreme Court until 2012. The purpose of this plan is to place government regulations on public and private health insurance companies. With this plan, more Americans will be able to afford health insurance and receive high quality care.

Why Do We Need ObamaCare in California?

Until the PPACA went into law, Americans had little choice if their insurance company changed their policy in certain ways. Some of the primary reasons this law was enacted are:

  • Millions Of Americans in California Could Not Afford Health Insurance
  • Insurance Companies Could Drop Customers After Policy Limits Were Reached
  • There Were No Limits On Premium Increases
  • Large Businesses Were Not Required To Offer Health Insurance To Full Time Employees
  • Small Businesses Could Not Afford To Offer Insurance Because It Was Too Expensive
  • Seniors Could Not Afford Their Medications

ObamaCare provides a variety of benefits to Californians such as:

  • Allowing Young Adults To Stay On Parent’s Insurance Until Age 26
  • Neutralizing Gender Discrimination
  • Halting Insurance Companies From Denying Coverage If There Are Health Issues
  • Moving Expanded Medicaid Into More States
  • Stopping Rate Hikes From Insurance Companies

How Do I Get California ObamaCare?

California ObamaCare participants must sign up during an open enrollment period. This enrollment period for 2017 begins on November 1, 2016 and ends on January 31, 2017.  Participants must have chosen their plan by this date to obtain insurance for the year. However, there are some exceptions to this rule if the following occurs:

  • Marriage
  • Adopting A Child
  • The Birth Of A Child
  • Becoming A United States Citizen
  • Involuntary Loss Of Health Insurance

In these cases, participants are required to show proof of their situation change before an exception will be made.

How Do I Enroll in Obamacare California?

In order to enroll in ObamaCare, participants must log onto the health care marketplace for their state. On this website, there are different health insurance companies offering a variety of plan options. Those who shop around and compare prices are likely to find an affordable healthcare plan. Each state website has detailed information on prices, coverage limits and exemptions that may apply.

 

 

What is California Obamacare? | Healthcare Insurance in California – Obamacare
California Obamacare Open Enrollment Period